The UK microcredit initiative uses small, low-interest loans to promote financial inclusion and improve public health. Delivered by socially-oriented lenders like Grameen UK and Scotcash, these loans help individuals on low incomes manage everyday and unexpected expenses, reducing financial stress and supporting wellbeing.
To scale social impact in the Netherlands, the Brabant Outcomes Fund uses Social Outcomes Contracting to finance social enterprises working on issues such as employment, empowerment, and inclusion. The approach links public repayment to the achievement of agreed social outcomes, including job creation and improved social participation.
Established to strengthen child protection in New South Wales, Australia, the Newpin Programme has implemented a Social Impact Bond to fund intensive family support and help children safely return home. This bond links investor repayment to successful family reunification and reduced public care costs.
